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No credit? Bad credit? It doesn't matter when you Rent 2 Own!

Some rent to own customers have not established credit yet. Some have bad credit. And others simply do not want to use credit at all. For any of these reasons, renting to own is a choice to consider because almost all customers are welcome and approved. There's never a credit check and no need to pay interest. The financial benefits of renting to own are typically what attracts new people to give it a try...

Letting you choose the length of your rental on your own terms
Never needing to worry about going into debt or paying high interest
No credit checks... EVER. Provide a few items on your application and that's all you need to do
Help you establish credit or build your credit ratings
No negative impact on your credit history
The opportunity to own what you rent at the end of or before your rental term expires

How Renting to Own Stacks Up with Other Payment Options

Comparison Chart

Why Rent-2-Own Is Better

Ordinary Rent to On Stores Don't Even Come Close!

We work with you to come up with the best payment plan possible
You can put your worry aside when it comes to credit checks... your word is all we need.
Unlike buying from retail stores, you can return the merchandise AT ANY TIME. No-obligation, no questions asked.
Renting from us is easy, it's safe and it's hassle-free because delivery/pickup, set-up and service are all included in your weekly payments.
Our rental agreements are easy to understand and have nothing to hide. We go over everything up-front. So no surprise fees and no markups.
Rentals can be for one week, two weeks, or a month at a time. We leave the choice up to you!
When you renew your rental a certain number of times, you own the item. No more payments, no more rental fees... it's yours to keep.
If you return your item(s) while still making payments, you can keep your payment history intact with our exclusive Lifetime Reinstatement policy. You can restart at any time towards ownership.
Save big on gently-used rental items that are fixed up and ready to be re-rented at reduced rates.
We'll always get you the best possible rental rates. Shop around and compare with our competitors and you'll see for yourself!

Learn more about what sets
RENT-2-OWN apart from other rent to own companies...

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RENT-2-OWN will find a way to serve your needs through the rent to own program. -Mike D. Tissot, R2O President